Cookie Policy

We at Almanpay ("Company", "we", "us") are committed to protecting your privacy. This Cookie Policy applies to our website (www.almanpay.com) and our product websites and applications (www.billover.com) (collectively, the "Services").

To enhance your experience and enable certain functionalities, we use cookies—small text files stored on your device. Below, you'll find an overview of the cookies we use, their purposes, retention periods, categories, and where they apply.

Any information collected through cookies will be used in accordance with our Privacy Policy. If you do not agree with our use of cookies, you can disable them by following the instructions under the "Cookie Settings" section below.

1. What Are Cookies?

Cookies are small text files that uniquely identify your browser or device. They are stored on your browser and allow websites to recognize your device upon return visits. This recognition facilitates smoother navigation, remembers your preferences, and generally enhances your user experience. For example, cookies can inform us whether you've visited our Services before.

2. Types of Cookies

There are different types of cookies:

• First-party cookies: Served directly by us to your device.

• Third-party cookies: Served by third parties on our behalf. These cookies enable features like advertising, interactive content, and analytics. Third-party cookies can recognize your device both when it visits our Services and certain other websites.

Cookies can remain on your device for varying lengths of time:

• Session cookies: Exist only while your browser is open and are deleted once you close it.

• Persistent cookies: Remain after your browser is closed and can recognize your device when you reopen your browser and browse the internet again.

3. Purpose of Cookies

Cookies are used for various purposes:

• Essential Cookies: Necessary to provide you with our Services and to use some of their features, such as accessing secure areas. Without these, we cannot offer the services you've requested.

• Functionality Cookies: Record information about choices you've made and tailor our Services to you. For instance, they allow us to personalize content and remember your preferences.

• Performance Cookies: Help us measure traffic and usage data, allowing us to analyze how our Services are used. This information enables us to improve your user experience and maintain our Services. These cookies may be set by us or third-party providers whose services we use.

• Targeting Cookies: Assist in delivering advertisements that are relevant to you on our Services or third-party websites and help measure the effectiveness of ad campaigns.

4. What Cookies Do We Use?

We use various types of cookies to optimize your experience on our Services. Below is an overview of the cookies we use, their purposes, retention periods, categories, and where they apply.

4.1 First-Party Cookies (Set by Almanpay)

We set several first-party cookies directly to your device:

• _billover_session: This is an essential session cookie that stores encrypted session information for the user. It is deleted when you close your browser and applies to billover.com.

• consent: A functionality cookie that saves your consent preferences. It remains on your device for one year and applies to billover.com.

• user_preferences: This functionality cookie remembers choices you've made to personalize content. It has a retention period of six months and applies to billover.com.

• _analytics_id: A performance cookie that collects data on user interactions for analytics purposes. It remains on your device for two years and applies to almanpay.com.

• _session_id: A performance session cookie that identifies if you are in an active session. It is deleted when you close your browser and applies to almanpay.com.

4.2 Cookies Set by Cloudflare

We use Cloudflare services for security and performance enhancements. Cloudflare sets the following cookie:

• __cfduid: This essential cookie identifies individual clients behind a shared IP address to apply security settings on a per-client basis. It does not correspond to any user ID in the web application and does not store any personally identifiable information. The cookie is stored for one month and applies to billover.com.

4.3 Cookies Set by Paddle

Our payment processor, Paddle, uses cookies to facilitate transactions. These cookies include:

• paddlejs_campaign_referrer: An essential cookie used to determine which domain you are coming from when completing a purchase. It helps us understand the effectiveness of our marketing campaigns. This cookie is stored for one week and applies to almanpay.com and billover.com.

• paddlejs_checkout_variant: Another essential cookie used to select the appropriate payment variant. It ensures a smooth checkout experience by selecting the best payment option for you. It is stored for one week and applies to almanpay.com and billover.com.

• paddle_session: An essential session cookie that allows you to continue an interrupted purchase process. It ensures that your shopping cart and transaction details are preserved. This cookie is deleted when you close your browser and applies to almanpay.com and billover.com.

• ljs-lang: An essential cookie that stores your selected language preference, ensuring that content is displayed in your preferred language. This cookie is stored for the duration of your session and applies to almanpay.com and billover.com.

4.4 Cookies Set by Google Analytics

We use Google Analytics to understand how our Services are used and to improve user experience. Google Analytics sets the following cookies:

• _ga: A performance cookie that distinguishes unique users by assigning a unique identifier. This helps us understand how users interact with our Services over time. It is stored for two years and applies to almanpay.com and billover.com.

• _gid: Another performance cookie that tracks user behavior for analytics purposes. It helps us understand how users navigate our websites within a single day. This cookie is stored for one day and applies to almanpay.com and billover.com.

• _gat: A performance cookie used to throttle request rates to limit data collection on high-traffic sites. It ensures that data collection is efficient and does not overload our systems. This cookie is stored for one minute and applies to almanpay.com and billover.com.

• _gcl_au: A performance cookie used by Google AdSense to experiment with advertisement efficiency across websites using their services. It helps us understand the effectiveness of our advertising efforts. This cookie is stored for three months and applies to almanpay.com and billover.com.

4.5 Cookies Set by Google Ads

To deliver targeted advertising, Google Ads sets the following cookies:

• NID: A targeting cookie that personalizes ads on Google properties based on your recent searches and interactions. It helps in delivering more relevant advertising content to you. This cookie is stored for six months and applies to billover.com.

• ANID: Another targeting cookie that helps manage ads and personalize them for users. The retention period is 13 months in the European Union and two years elsewhere. It applies to billover.com.

• SID and HSID: Targeting cookies that contain encrypted records of your Google account ID and most recent sign-in time. They are used for security purposes to authenticate users and protect user data from unauthorized access. These cookies are stored for two years and apply to billover.com.

• DSID: A targeting cookie that identifies a signed-in user on non-Google sites and remembers ad preferences. It helps in delivering personalized ads across different websites. This cookie is stored for two weeks and applies to billover.com.

• __Secure-3PAPISID, __Secure-3PSID, and __Secure-3PSIDCC: These targeting cookies are used to build a profile of your interests and show you relevant and personalized ads through retargeting. They are stored for two years and apply to billover.com.

5. Managing Your Cookie Preferences

While some cookies are essential for the operation of our Services, others are optional and can be disabled according to your preferences. Please note that disabling certain cookies may affect the functionality of our websites and limit your access to some features. We cannot guarantee an optimal experience if certain cookies are turned off.

5.1 Adjusting Cookie Settings

To change your cookie preferences, please click the button below:

[Cookie Settings]

5.2 Browser Settings

You can also manage your cookie preferences through your browser settings. Below are links to instructions for managing cookies in popular browsers:

• Google Chrome

• Internet Explorer

• Mozilla Firefox

• Safari

If you wish to change your settings at any time—for example, if you previously accepted all cookies but later decide to disable certain types—you will need to use your browser settings to remove any third-party cookies that were set during your previous visits.

5.3 Third-Party Cookies

In addition to managing cookies through your browser settings, you can opt out of certain third-party cookies directly. For instance, we use Google Analytics to gain insights into how users interact with our Services, compile reports, and enhance our offerings. These analytics tools report website trends without identifying individual users. You can opt out of these cookies without affecting your ability to use our websites.

• Google Analytics: To learn more, visit the Google Analytics Help Center. To opt out of Google Analytics tracking, use the Google Analytics Opt-out Browser Add-on.

6. Changes to This Cookie Policy

We may update this Cookie Policy periodically to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make changes, we will revise the "Last Updated" date at the top of this policy. If we make significant changes, we will provide a prominent notice or seek your consent as required by law. We encourage you to review this policy occasionally to stay informed about how we use cookies.

7. Contact Us

If you have any questions, comments, or concerns about our use of cookies or this Cookie Policy, please contact us at:

Email: [email protected]

Thank you for taking the time to read our Cookie Policy. Your privacy is important to us, and we are committed to safeguarding your personal information.